A lot can go wrong in a single night of drinking — and that’s before you even start chugging down your favorite hangover remedy.Your future savings can be threatened by the poor decisions made while under the influence of alcohol.

On the week of The Hangover 3 release, we sat down to talk with professional psychologist Dr. Suzana Flores to discuss the potential consequences (and costs) of your next hangover. (more…)

However, just because you’re through with your mortgage loan, it doesn’t mean that the home expenses stop. It will get rid of your biggest home expense — your mortgage payment — but you may be surprised to see that a lot of your income still goes to cover living costs. Following are some of the ongoing, hidden costs of owning a home. (more…)

With the recent backlash surrounding the banking industry, more consumers are becoming increasingly vocal about the poor service, high fees and dismal interest rates offered by the nation’s biggest banks and demanding justice.

Usually, when enough customers complain about a business, that business is inclined to make a change and regain the trust they’ve lost. It follows then, that if you’re dissatisfied by your bank, you should make your voice heard and request action. Unfortunately, big banks probably aren’t going to do much changing anytime soon, because frankly, they don’t want your business. (more…)

On May 20, 2013, the Yahoo! acquisition of blogging platform, Tumblr, was announced. This purchase is expected to cost the search engine company an estimated $1.1 billion cash, but the more pertinent question among Tumblr users is how their future  savings will be affected by the bold move.

Latest Yahoo! Acquisition (more…)

Jim Cramer is perhaps the most well-known and controversial personal finance expert in America today. He hosts the popular Mad Money program on CNBC and co-anchors the network’s Squawk on the Street show. He’s also the co-founder and chairman of TheStreet.com, hosts a syndicated radio show and has written numerous financial books.

Jim Cramer Background (more…)

Fortunately, options are available for both those who wish to finance and others who are determined to pay upfront. Let’s explore how to buy your first car with or without an auto loan. (more…)

Despite the harsh realities of fast food that have surfaced thanks to books like “Fast Food Nation,” documentaries like “Super Size Me” and the infamous behind-the-scenes peek at “pink slime,” Americans continue to spend a good chunk of their earnings eating at fast food restaurants. In fact, a December 2012 Monmouth University poll revealed that one-third of Americans eat lunch or dinner at a fast food restaurant at least once a week.

Fast food chains not only make mealtime extremely convenient for consumers on the go, but also make saving money a cinch thanks to value meals and dollar menus. QSR Magazine, a leading source of information and insight for quick-serve and casual dining restaurants, asked Americans what they felt was the most important factor when choosing a fast food restaurant in its 2008 Survey of Consumer Attitudes and Preferences in Quick-Service Restaurants, and found that cost was ranked second most important attribute with convenience coming in at third place. (more…)

However, the journey from Point A to Point B can be a long and winding road, especially when putting a 20 percent down payment is the best way to jump-start the process. (more…)

One program to crop up in recent years is Amazon Subscribe and Save, which touts savings of up to 15 percent to members who meet specific criteria. But is this program as amazing as it seems, or is it possible that subscribers are actually losing dollars by committing to make purchases over the long term? (more…)

Justin Bieber, Rihanna, Taylor Swift, Maroon 5 and One Direction are artists nominated in the Top Artist category at this year’s award show. There’s no doubt that these artists are more than gifted at entertaining a crowd. (more…)