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    <title><![CDATA[Go Banking Rates: IRA]]></title>
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    <description><![CDATA[The latest IRA information, rates and news]]></description>
    <pubDate>Sun, 21 Mar 2010 11:56:32 -0500</pubDate>
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      <title><![CDATA[Go Banking Rates: IRA]]></title>
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      <title><![CDATA[Retirement Alert: The Government Has Plans for Your 401(k) and IRA ]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/money-alert-the-government-has-plans-for-your-401-k-and-ira/</link>
      <description><![CDATA[In the near future, the government may be planning to take over your 401(k) and Individual Retirement Accounts (IRA) and managing it on its own.]]></description>
      <pubDate>Wed, 24 Feb 2010 06:42:38 -0600</pubDate>
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    <item>
      <title><![CDATA[401k Contribution Limits Won't Change Next Year]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/401k-contributions-limits-won-t-change-this-year/</link>
      <description><![CDATA[Workers contributing to their 401ks will be happy to know that their contribution limit won't change this year. Typically, the contribution limit adjusts to the conditions of the economy. Since the economy is in a deflated state, economists thought the IRS might lower the limit for 2010. However, it appears that the limit will sit still be at $16,500 for the year.]]></description>
      <pubDate>Tue, 20 Oct 2009 07:00:45 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[What to do with Roth IRA if you Decide to Retire Early?]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/what-do-i-do-with-my-roth-ira-if-i-decide-to-retire-early/</link>
      <description><![CDATA[Are you thinking about taking an early retirement? If so, you're not alone. Many people want to "jump ship" from the daily grind and really live life while they're younger than 65. Of course, retiring early means you have to have plenty of money saved up in order to do it comfortably - life costs a lot of money no matter how old you are. In fact, it might cost more on average when you're older because you need more help with things. One way that many people plan for early retirement is through the very popular savings vehicle of a Roth IRA. Like the regular IRA and the 401k, the Roth IRA was created specifically for retirement savings.]]></description>
      <pubDate>Mon, 28 Sep 2009 12:16:51 -0500</pubDate>
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    <item>
      <title><![CDATA[Starting an IRA in Your 20s Pays Off]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/the-importance-of-starting-a-retirement-fund/</link>
      <description><![CDATA[When you're in your 20s, retirement is probably the last thing on your mind. You may think you don't have enough money to start an individual retirement account, or you don't have to worry about retirement until you are older. 
However, there is never a b...]]></description>
      <pubDate>Fri, 18 Sep 2009 09:35:05 -0500</pubDate>
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    <item>
      <title><![CDATA[401k vs. IRA in Retirement Planning]]></title>
      <link>http://www.gobankingrates.com/retirement/401k-vs-ira/</link>
      <description><![CDATA[Which retirement plan is right for you? A 401k or an IRA - a look at the differences between the two major types of retirement accounts.]]></description>
      <pubDate>Fri, 11 Sep 2009 11:32:15 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[ Advantages of a Roth 401k]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/advantages-of-a-roth-401k/</link>
      <description><![CDATA[Establishing and contributing to a prudent retirement strategy should be incorporated into a monthly budget. If your current employer offers the benefit of a traditional 401k and a Roth 401k plan, you may want to take advantage of the Roth 401k because of the advantages it offers.]]></description>
      <pubDate>Tue, 04 Aug 2009 14:37:35 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[The Importance of Opening a Retirement Account]]></title>
      <link>http://www.gobankingrates.com/retirement/the-importance-of-opening-a-retirement-account/</link>
      <description><![CDATA[Planning for your retirement is one of the most important things you need to address. Two of the most popular ways of planning for retirement are through 401(k) plans and IRA accounts.]]></description>
      <pubDate>Mon, 13 Jul 2009 22:18:59 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[WEAKNESSES in Your 401K Plan]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/weaknesses-in-your-401k-plan/</link>
      <description><![CDATA[Most people's 401(k) Plans are not the most well rounded or profit optimized - learn what holes your 401(k) might have and take charge of how your retirement accounts.]]></description>
      <pubDate>Mon, 06 Jul 2009 16:15:32 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[No 401K Match? No Problem]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/no-401k-match-no-problem/</link>
      <description><![CDATA[Due to the recession many companies have cut back on matching their employees' 401(k) plan.]]></description>
      <pubDate>Wed, 27 May 2009 13:32:28 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Roll 401(k)s into IRAs for More Diverse Investment Options ]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/roll-401k-into-iras-for-more-diverse-investment-options-/</link>
      <description><![CDATA[When you roll over your 401k into an IRA, you will enjoy greater flexibility and have more diverse investment options.]]></description>
      <pubDate>Wed, 20 May 2009 21:50:32 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Social Security and Medicare in Danger]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/social-security-and-medicare-in-danger/</link>
      <description><![CDATA[With Social Security and Medicare set to run out soon, younger workers should develop a strong retirement plan.]]></description>
      <pubDate>Thu, 14 May 2009 07:03:02 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[ How to Limit Damage from Early 401k and IRA Withdrawal ]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/how-to-limit-damage-from-early-401k-ira-withdrawal/</link>
      <description><![CDATA[IRA and 401k retirement early withdrawal strategies.]]></description>
      <pubDate>Fri, 08 May 2009 11:18:44 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[IRA and Roth IRA Contribution Limits]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/ira-and-roth-ira-contribution-limits/</link>
      <description><![CDATA[If you've contemplated the contribution limits for the traditional IRA and/or Roth IRA, you'll be happy to know that they're decently substantial. While your limit may not reach the level of the 401k or other investment options, it helps to give you a sizable nest egg if you start early - and take advantage of its full limit.]]></description>
      <pubDate>Wed, 06 May 2009 08:00:52 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[ Investing in an IRA ]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/investing-in-an-ira/</link>
      <description><![CDATA[IRA stands for "individual retirement account," and investors would be prudent to ensure that there is an IRA present in their portfolio diversification strategy. When it comes time to actually setting up and maintaining account, as with any other investment instrument, it will be to your advantage to do some research on educating yourself to ensure you that you choose the best "team" to handle the investments. Your team should be compromised of both a sophisticated IRA custodian and a skilled financial advisor such as a Certified Public Accountant (CPA).]]></description>
      <pubDate>Tue, 28 Apr 2009 16:53:07 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[IRAs Based Taxes on the Required Minimum Distribution Amount]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/iras-based-taxes-on-the-required-minimum-distribution-amount/</link>
      <description><![CDATA[If you're planning on getting an IRA account learn what kind of taxes apply.]]></description>
      <pubDate>Wed, 18 Feb 2009 21:20:19 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What are Stable-Value Funds?]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/what-are-stable-value-funds/</link>
      <description><![CDATA[Investors can take advantage of the stable-value funds through the IRA account now.]]></description>
      <pubDate>Thu, 29 Jan 2009 14:32:24 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What does it Take to Qualify for a 401k?]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/what-does-it-take-to-qualify-for-a-401k/</link>
      <description><![CDATA[If you want to invest for retirement see if your employer offers a 401k plan.]]></description>
      <pubDate>Mon, 26 Jan 2009 18:39:26 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What is an Individual Retirement Account?]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/what-is-an-individual-retirement-account/</link>
      <description><![CDATA[Do you know that an IRA can help you invest in your retirement?]]></description>
      <pubDate>Thu, 08 Jan 2009 19:24:37 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Should you Invest in a Roth IRA?]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/should-you-invest-in-a-roth-ira/</link>
      <description><![CDATA[Protect your financial future and learn all you can about Roth IRAs.]]></description>
      <pubDate>Thu, 08 Jan 2009 19:07:23 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Traditional IRA ]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/traditional-ira/</link>
      <description><![CDATA[Learn how to secure your future so that you can do the things you want to do.]]></description>
      <pubDate>Thu, 08 Jan 2009 18:38:48 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What is a SEP IRA?]]></title>
      <link>http://www.gobankingrates.com/retirement/ira/what-is-a-sep-ira/</link>
      <description><![CDATA[You're an employer of a small business, you want to help your employees and yourself but you don't know how. Now you can, learn about SEP IRAs.]]></description>
      <pubDate>Thu, 08 Jan 2009 18:23:41 -0600</pubDate>
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