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    <title><![CDATA[Go Banking Rates: Personal Loan]]></title>
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    <description><![CDATA[The latest personal loan information, rates and news]]></description>
    <pubDate>Sun, 21 Mar 2010 11:51:04 -0500</pubDate>
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      <title><![CDATA[Go Banking Rates: Personal Loan]]></title>
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      <title><![CDATA[Banco Popular Personal Loans]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/banco-popular-personal-loans/</link>
      <description><![CDATA[Banco Popular has two types of personal loans - see which one fits your needs.]]></description>
      <pubDate>Thu, 11 Mar 2010 10:25:25 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Peer-to-Peer Lending Steals the Market with Low-Rate Unsecured Loans]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/peer-to-peer-lending-stealing-the-market-with-low-rate-unsecured-loans/</link>
      <description><![CDATA[While peer-to-peer lending is still a relatively new concept, it is gaining ground in popularity due to its low interest rates and simple processes.]]></description>
      <pubDate>Thu, 18 Feb 2010 06:07:20 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Is Taking Out Loans to Pay Off the IRS a Good Idea?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/loans-to-pay-off-the-irs/</link>
      <description><![CDATA[Do you have a lot of tax debt you need to pay? If you are considering to take out a personal loan to pay this debt back read on for some important things you might want to know.]]></description>
      <pubDate>Thu, 28 Jan 2010 09:44:33 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Personal Loans Making a Return]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/personal-loans-making-a-return/</link>
      <description><![CDATA[After the financial crisis hit, banks were more than reluctant to extend personal loans - but now that consumers seem to be getting their credit hacked by issuers, consumers are increasing their demand for personal loans.]]></description>
      <pubDate>Fri, 04 Dec 2009 08:19:18 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The Top 3 Peer-to-Peer Lending Sites Compared]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/p2p-loans-compared/</link>
      <description><![CDATA[A comparison guide for the best peer to peer lending sites available today, and which could work best for your needs.]]></description>
      <pubDate>Mon, 23 Nov 2009 05:08:36 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Need Extra Cash? Be Careful Where You Get Your Personal Loan]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/finding-the-best-interest-rates-on-your-personal-loan/</link>
      <description><![CDATA[
When it comes to finding the right personal loan, the bottom line for most people is going to be a favorable low interest rate. However, individual circumstances vary, and sometimes a person will need a loan sooner than a traditional lender can give it, ...]]></description>
      <pubDate>Wed, 18 Nov 2009 07:00:09 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Line of Credit or a Loan?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/line-of-credit-or-a-loan/</link>
      <description><![CDATA[Every now and then people need access to money quickly to cover unexpected expenses. When the time comes it may be difficult deciding between using a line of credit from a credit card or securing a loan of some type to help get through the rough patch. Each option has both advantages and disadvantages associated with them based on what you need to use the money for and how you plan on paying back the debt in general.]]></description>
      <pubDate>Mon, 05 Oct 2009 07:00:17 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[The Difference Between a Credit Line and a Loan  ]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/the-difference-between-a-credit-line-and-a-loan/</link>
      <description><![CDATA[There is a difference between a credit line and a loan.]]></description>
      <pubDate>Mon, 06 Apr 2009 08:21:37 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[What is a Line of Credit?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/what-is-a-line-of-credit/</link>
      <description><![CDATA[Individuals have lines of credit in a variety of ways including their home mortgage, auto loan, credit card, student loans and other types of loans.]]></description>
      <pubDate>Mon, 23 Mar 2009 10:15:34 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[What is a Hard Money Lender?]]></title>
      <link>http://www.gobankingrates.com/loans/what-is-a-hard-money-lender/</link>
      <description><![CDATA[Hard money lenders have less requirements than banks or credit unions, but they typically charge higher fees based on collateralized debt.]]></description>
      <pubDate>Fri, 20 Feb 2009 18:08:07 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Are There Penalties for Paying Off a Personal Loan Early?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/are-there-penalties-for-paying-off-a-personal-loan-early/</link>
      <description><![CDATA[If you plan to pay off your personal loan ahead of schedule, you should pay attention to the contract. You may be hit with large prepayment fees.]]></description>
      <pubDate>Fri, 30 Jan 2009 02:10:38 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What are Secured / Unsecured Personal Loans?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/securedunsecured-personal-loans/</link>
      <description><![CDATA[There are differences between a unsecured personal loan and a secured personal loan. If you're looking to get a personal loan, learn which one is the right choice for you.]]></description>
      <pubDate>Thu, 29 Jan 2009 16:16:45 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Is There a Minimum I Can Borrow for a Personal Loan?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/is-there-a-minimum-i-can-borrow-for-a-personal-loan/</link>
      <description><![CDATA[When you're in a pinch, a small personal loan may be a perfect solution - especially when the next paycheck is just around the corner.]]></description>
      <pubDate>Thu, 29 Jan 2009 01:39:59 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Can I Use a Personal Loan for Anything? ]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/can-i-use-a-personal-loan-for-anything/</link>
      <description><![CDATA[Curious what you can use your personal loan for?]]></description>
      <pubDate>Wed, 28 Jan 2009 22:21:47 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Will I Need Collateral for a Personal Loan?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/will-i-need-collateral-for-a-personal-loan/</link>
      <description><![CDATA[Learn if personal loans have collateral requirements.]]></description>
      <pubDate>Wed, 28 Jan 2009 22:03:14 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What are the Fees Associated with Personal Loans?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/what-are-the-fees-associated-with-personal-loans/</link>
      <description><![CDATA[If you're planning on getting a personal loan, be aware of the fees that are attached to that loan.]]></description>
      <pubDate>Wed, 28 Jan 2009 21:23:37 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How Much Money can I get with a Personal Loan?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/how-much-money-can-i-get-with-a-personal-loan/</link>
      <description><![CDATA[Your credit history is often considered a barometer for your financial health and how much money you can qualify for when you apply for a personal loan.]]></description>
      <pubDate>Wed, 28 Jan 2009 21:00:57 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Are There Personal Loans for Bad Credit Available?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/are-there-personal-loans-for-bad-credit-available/</link>
      <description><![CDATA[Here is how you can get a personal loan even with a bad credit score.]]></description>
      <pubDate>Tue, 27 Jan 2009 22:53:47 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Advantages of a Personal Loan]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/advantages-of-a-personal-loan/</link>
      <description><![CDATA[A personal loan isn't always bad. It may have a lower rate than your credit card debt. And it may be the only way to save yourself from bankruptcy.]]></description>
      <pubDate>Mon, 26 Jan 2009 02:29:08 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Dangers of a Personal Loan]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/dangers-of-a-personal-loan/</link>
      <description><![CDATA[Personal loans can offer you a lot of cash very quickly. But if you're irresponsible, you will dig yourself into a financial grave.]]></description>
      <pubDate>Mon, 26 Jan 2009 02:25:30 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Why are Interest Rates Higher on Personal Loans?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/why-are-interest-rates-higher-on-personal-loans/</link>
      <description><![CDATA[Personal loans are sometimes unavoidable, but remember that they often carry very high interest rates. This is especially true for unsecured loans.]]></description>
      <pubDate>Mon, 26 Jan 2009 02:21:27 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What Will be Verified in a Personal Loan Application?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/what-will-be-verified-in-a-personal-loan-application/</link>
      <description><![CDATA[Secured loans are good for people with strong credit and some assets. Unsecured loans are good for people with poor credit or insufficient assets.]]></description>
      <pubDate>Mon, 26 Jan 2009 02:17:18 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What is the Average Personal Loan Maximum?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/what-is-the-average-personal-loan-maximum/</link>
      <description><![CDATA[You can take a personal loan up to $15,000, but if you do, make sure you have enough cash to make over $700 in payments every month.]]></description>
      <pubDate>Mon, 26 Jan 2009 02:08:15 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Can People with Bad Credit Obtain Personal Loans?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/can-people-with-bad-credit-obtain-personal-loans/</link>
      <description><![CDATA[Don't fret if you have bad credit, there are ways you can secure that personal loan you've been needing.]]></description>
      <pubDate>Thu, 15 Jan 2009 17:09:53 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What are No Credit Check Personal Loans?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/what-are-no-credit-check-personal-loans/</link>
      <description><![CDATA[There are ways to get money if even you have a poor credit history.]]></description>
      <pubDate>Thu, 15 Jan 2009 16:05:55 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Will Monthly Payments on Personal Loans Ever Increase?]]></title>
      <link>http://www.gobankingrates.com/loans/personal-loans/will-monthly-payments-on-personal-loans-ever-increase/</link>
      <description><![CDATA[Personal loans are a quick and easy way for people needing cash to borrow money. These types of loans tend to be unsecured, meaning that no collateral is needed to secure the cash advancement. To qualify for a personal loan, individuals need to provide th...]]></description>
      <pubDate>Tue, 30 Dec 2008 12:20:34 -0600</pubDate>
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