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    <title><![CDATA[Go Banking Rates: Recent Articles]]></title>
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    <description><![CDATA[The latest Go Banking Rates Articles]]></description>
    <pubDate>Sat, 07 Nov 2009 07:58:26 -0600</pubDate>
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      <title><![CDATA[Diversify Your Portfolio Courtesy of International Equity Mutual Funds]]></title>
      <link>http://www.gobankingrates.com/investments/mutual-funds/international-equity-mutual-funds/</link>
      <description><![CDATA[Learn more about how you can invest in international equity mutual funds, which are tied to the development and growth of foreign countries.]]></description>
      <pubDate>Fri, 06 Nov 2009 09:53:31 -0600</pubDate>
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    <item>
      <title><![CDATA[What to do with Your 401k After Leaving a Job ]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/401k-after-leaving-job/</link>
      <description><![CDATA[Learn more about how you should handle your 401k when you leave your job.]]></description>
      <pubDate>Fri, 06 Nov 2009 09:49:24 -0600</pubDate>
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    <item>
      <title><![CDATA[Money Market Account 2.10% APY - One Georgia Bank]]></title>
      <link>http://www.gobankingrates.com/banking/money-market/money-market-account-210-apy-one-georgia-bank/</link>
      <description><![CDATA[One Georgia Bank is offering a highly competitive 2.10% APY for the Prime Money Market Account. The account requires a minimum of $100,000 to earn this top rate.]]></description>
      <pubDate>Fri, 06 Nov 2009 08:49:35 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Credit Card Law Given New Effective Date to Stop Unfair Practices]]></title>
      <link>http://www.gobankingrates.com/credit-card-rates/credit-card-law-given-new-effective-date-to-stop-unfair-practices/</link>
      <description><![CDATA[The House of Representatives passed a bill to move up the effective date for the new credit card law to Dec. 1, 2009. The original effective date was August 2010, which then moved to February, before this new bill was passed because lawmakers sensed that credit card companies were conducting unfair practices since they knew they would soon be restricted by the law.]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:46 -0600</pubDate>
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    <item>
      <title><![CDATA[5.00% APY Green Checking Account at Neighbors Credit Union in Missouri]]></title>
      <link>http://www.gobankingrates.com/banking/checking-accounts/500-apy-green-checking-account-at-neighbors-credit-union-in-missouri/</link>
      <description><![CDATA[Neighbors Credit Union is offering an impressive 5.00% APY with its Green Checking Account. ]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:46 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[SFGI Direct May Stop Accepting Applications for the Savings Account on Nov. 6th]]></title>
      <link>http://www.gobankingrates.com/savings-account/sfgi-direct-may-stop-accept-applications-for-savings-account-on-nov-6th/</link>
      <description><![CDATA[A new message on the SFGI Direct website suggests that it will no longer accept new applications starting Nov. 6, 2009. The message says that it will remove the "Apply Now" button from its site on that day.]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:40 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[AllSouth Credit Union Offers Competitive CD Tiers]]></title>
      <link>http://www.gobankingrates.com/cd-rates/allsouth-credit-union-offers-competitive-cd-tiers/</link>
      <description><![CDATA[South Carolina residents can take advantage of competitive jumbo CD tiers for high deposit amounts from AllSouth Credit Union - check out what the high cd rates are.]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:13 -0600</pubDate>
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    <item>
      <title><![CDATA[Pelican State Credit Union Offers 5.01% APY Reward Checking Account]]></title>
      <link>http://www.gobankingrates.com/banking/checking-accounts/pelican-state-credit-union-offers-501-apy-reward-checking-account/</link>
      <description><![CDATA[Louisiana residents can benefit from an impressive 5.01% APY on balances up to $30,000 with the Reward Checking Account from Pelican State Credit Union.]]></description>
      <pubDate>Thu, 05 Nov 2009 10:29:26 -0600</pubDate>
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      <title><![CDATA[Qualtrust Credit Union in Texas Offers Competitive Long-Term CD Rates]]></title>
      <link>http://www.gobankingrates.com/cd-rates/qualtrust-credit-union-competitive-long-term-cd-rates/</link>
      <description><![CDATA[Competitive long-term CD rates are available Qualtrust Credit Union. The 5-year CD offers 3.56% APY and the 4-year offers 3.30% APY.]]></description>
      <pubDate>Thu, 05 Nov 2009 10:25:58 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Flagstar Bank Opens New Website, Offers Competitive Money Market Rate]]></title>
      <link>http://www.gobankingrates.com/banking/money-market/flagstar-bank-opens-new-website-offers-competitive-money-market-rate/</link>
      <description><![CDATA[FlagstarDirect.com is the new internet bank website recently opened by Flagstar Bank that offers new online applications for various accounts, including an impressive 1.82% APY Express Money Market Account rate and a corresponding online application.]]></description>
      <pubDate>Thu, 05 Nov 2009 10:23:42 -0600</pubDate>
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      <title><![CDATA[Understanding the Mutual Fund Closing Process]]></title>
      <link>http://www.gobankingrates.com/investments/mutual-funds/mutual-fund-closing-process/</link>
      <description><![CDATA[Learn more about how you could be subject to capital gains taxes on top of losses if your mutual fund shuts down.]]></description>
      <pubDate>Thu, 05 Nov 2009 09:52:25 -0600</pubDate>
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    <item>
      <title><![CDATA[401k Asset Reallocation During Difficult Economy]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/-401k-asset-reallocation-during-a-difficult-economy/</link>
      <description><![CDATA[Learn more about when you should be thinking about reallocating your 401k assets and what strategies you should use.]]></description>
      <pubDate>Thu, 05 Nov 2009 09:48:54 -0600</pubDate>
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    <item>
      <title><![CDATA[SmartSavings Direct Rate Lowers to 1.55% APY  Bank of American Fork in Utah]]></title>
      <link>http://www.gobankingrates.com/savings-account/smartsavings-direct-rate-lowers-to-155-apy-bank-of-american-fork-in-utah/</link>
      <description><![CDATA[Bank of American Fork has lowered its SmartSavings Direct top tier rate to 1.55% APY. The previous rate was 1.60%. ]]></description>
      <pubDate>Thu, 05 Nov 2009 09:33:05 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Benefits of Mutual Fund Investing]]></title>
      <link>http://www.gobankingrates.com/investments/mutual-funds/benefits-of-mutual-fund-investing/</link>
      <description><![CDATA[Learn more about the advantages of investing in a mutual fund.]]></description>
      <pubDate>Wed, 04 Nov 2009 09:50:51 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Divorce + 401k = A Difficult Situation]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/divorce-401k-difficult-situation/</link>
      <description><![CDATA[Learn more about how 401k plans are usually divided during a divorce settlement.]]></description>
      <pubDate>Wed, 04 Nov 2009 09:48:13 -0600</pubDate>
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      <title><![CDATA[Danversbank in Massachusetts Offers 1.50% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/danversbank-in-massachusetts-offers-150-apy-high-yield-savings-account/</link>
      <description><![CDATA[If you're looking for a reasonable savings rate, Danversbank is offering 1.50% APY on the DBK Online Savings Account. ]]></description>
      <pubDate>Wed, 04 Nov 2009 09:41:28 -0600</pubDate>
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      <title><![CDATA[1.80% APY Money Market Promotion at Southern Community Bank & Trust]]></title>
      <link>http://www.gobankingrates.com/banking/money-market/180-apy-money-market-promotion-at-southern-community-bank-trust/</link>
      <description><![CDATA[North Carolina residents can benefit from a great 1.80% APY money market promotion from Southern Community Bank and Trust. The promotion is listed on the bank's checking account page.]]></description>
      <pubDate>Wed, 04 Nov 2009 09:37:41 -0600</pubDate>
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      <title><![CDATA[Greater Rome Bank in Georgia Offers 4.15% APY Reward Checking Account]]></title>
      <link>http://www.gobankingrates.com/banking/checking-accounts/greater-rome-bank-in-georgia-offers-415-apy-reward-checking-account/</link>
      <description><![CDATA[Georgia residents can take advantage of a 4.15% APY Reward Checking Account from Greater Rome Bank.]]></description>
      <pubDate>Wed, 04 Nov 2009 09:34:15 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[2.25% APY 12-Month CD Available at Academy Bank]]></title>
      <link>http://www.gobankingrates.com/cd-rates/225-apy-12-month-cd-available-at-academy-bank/</link>
      <description><![CDATA[Academy Bank is offering a competitive 2.25% APY 12-month CD. Some other CDs available at the same rate include the 15, 18 and 24 month CD.]]></description>
      <pubDate>Wed, 04 Nov 2009 09:31:09 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Paying Off Your Credit Cards Can Wreck Your Credit]]></title>
      <link>http://www.gobankingrates.com/credit-card-rates/paying-off-your-credit-cards-can-wreck-your-credit/</link>
      <description><![CDATA[ 
Actions taken by credit card companies have shocked consumers and lawmakers alike for years. They have a history of raising interest rates, adding high fees and penalties, and even participating in financial profiling.
However, some consumers with great...]]></description>
      <pubDate>Wed, 04 Nov 2009 09:24:38 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[First-Time Homebuyer Credit May Receive Much-Anticipated Extension]]></title>
      <link>http://www.gobankingrates.com/mortgage-rates/first-time-homebuyer-credit-may-receive-much-anticipated-extension/</link>
      <description><![CDATA[Those who have yet to take advantage of the hefty $8,000 First-Time Homebuyer Credit may have more time than they think to get in on the action.]]></description>
      <pubDate>Wed, 04 Nov 2009 07:00:16 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Keys to Financial Success in Your Early 20s]]></title>
      <link>http://www.gobankingrates.com/savings-account/keys-to-financial-success-in-your-early-20s/</link>
      <description><![CDATA[
(Photo by Phoney Nickle at flickr)
When you are in your early 20s, the idea of financial planning may seem overwhelming, even impossible.
Chances are, you are working at an entry-level job and struggling to make even your basic expenses, such as grocerie...]]></description>
      <pubDate>Tue, 03 Nov 2009 11:34:04 -0600</pubDate>
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    <item>
      <title><![CDATA[Mentally Gain Control Over Your 401k Options ]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/mentally-gain-control-over-401k-options/</link>
      <description><![CDATA[Take control of your finances and 401k until you are able more easily manage your target date and asset allocation.]]></description>
      <pubDate>Tue, 03 Nov 2009 10:45:40 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Get Ready to Pay for Your Bad Credit Report]]></title>
      <link>http://www.gobankingrates.com/credit/get-ready-to-pay-for-your-bad-credit-report/</link>
      <description><![CDATA[Money is, for most people, one of the biggest issues in their lives. It's all about how much you make, how much you spend, what you have, how much you have saved. Thinking, worrying, stressing, planning, hoping and dreaming about money take up a huge perc...]]></description>
      <pubDate>Tue, 03 Nov 2009 10:32:55 -0600</pubDate>
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      <title><![CDATA[Neighbors Federal Credit Union in Louisiana Offers Competitive Money Market Tiers]]></title>
      <link>http://www.gobankingrates.com/banking/money-market/neighbors-federal-credit-union-in-louisiana-offers-competitive-money-market-tiers/</link>
      <description><![CDATA[Take advantage of competitive money market rates from Neighbors Federal Credit Union.]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:59 -0600</pubDate>
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      <title><![CDATA[Up to $100 with Bonus Bucks Checking from American Eagle Credit Union]]></title>
      <link>http://www.gobankingrates.com/banking/checking-accounts/up-to-100-with-bonus-bucks-checking-from-american-eagle-credit-union/</link>
      <description><![CDATA[At American Eagle Credit Union, new customers can earn up to $100 with the Bonus Bucks Checking Account.]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:32 -0600</pubDate>
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      <title><![CDATA[2.25% APY 12-Month and 1.90% APY 9-Month CDs Offered at Bank Midwest]]></title>
      <link>http://www.gobankingrates.com/cd-rates/225-apy-12-month-and-190-apy-9-month-cds-offered-at-bank-midwest/</link>
      <description><![CDATA[Bank Midwest in Missouri and Kansas is offering competitive CD rate tiers.]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:20 -0600</pubDate>
    </item>
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      <title><![CDATA[Money Manager Savings 2.40% Top Rate  First Financial Federal Credit Union of Maryland]]></title>
      <link>http://www.gobankingrates.com/savings-account/money-manager-savings-240-top-rate-first-financial-federal-credit-union-of-maryland/</link>
      <description><![CDATA[First Financial Federal Credit Union is offering an impressive list of tiers for its Money Manager Savings Account. T]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:06 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[White House Says Stimulus Created 640,000 Jobs. Where Are They?]]></title>
      <link>http://www.gobankingrates.com/white-house-says-stimulus-created-640-000-jobs-where-are-they/</link>
      <description><![CDATA[According to White house reps, the $787 billion stimulus package has created or saved around 640,000 as of October 30, 2009. While these numbers sound promising, they don't seem to reflect the continuous rise in unemployment that we see with our eyes every day. Of course, this doesn't mean what the White House says isn't true. Maybe it just needs a little bit more analysis.]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:00 -0600</pubDate>
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      <title><![CDATA[UmbrellaBank in Alabama Offers 2.10% APY 12-Month CD]]></title>
      <link>http://www.gobankingrates.com/cd-rates/umbrellabank-in-alabama-offers-210-apy-12-month-cd/</link>
      <description><![CDATA[Enjoy a competitive 2.10% APY for the 12-month CD from UmbrellaBank. You can find a list of additional CDs on the rates page that are not quite as competitive.]]></description>
      <pubDate>Mon, 02 Nov 2009 17:03:53 -0600</pubDate>
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      <title><![CDATA[5.25% APY with All Access Advantage Checking Account at La Capitol FCU in Louisiana]]></title>
      <link>http://www.gobankingrates.com/banking/checking-accounts/525-apy-with-all-access-advantage-checking-account-at-la-capitol-fcu-in-louisiana/</link>
      <description><![CDATA[The All Access Advantage Checking Account at La Capitol Federal Credit Union offers a highly-competitive 5.25% APY.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:59:04 -0600</pubDate>
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      <title><![CDATA[1.55% APY Money Market Account at Urban Trust Bank]]></title>
      <link>http://www.gobankingrates.com/banking/money-market/155-apy-money-market-account-at-urban-trust-bank/</link>
      <description><![CDATA[Urban Trust Bank is offering 1.55% APY with its Urban Select Money Market program.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:56:41 -0600</pubDate>
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      <title><![CDATA[Commonwealth Credit Union Offers Competitive 1.30% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/commonwealth-credit-union-offers-competitive-130-apy-high-yield-savings-account/</link>
      <description><![CDATA[Kentucky residents can benefit from a reasonable 1.30% APY high yield savings account on the highest tier from Commonwealth Credit Union.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:54:36 -0600</pubDate>
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      <title><![CDATA[Like it or Not, Americans Are Cashing Out Their 401(k)s]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/like-it-or-not-americans-are-cashing-out-their-401ks/</link>
      <description><![CDATA[Suze Orman is probably shooting out expletives at every turn with recent news that nearly half of unemployed Americans are withdrawing funds from their 401(k) plans.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:46:49 -0600</pubDate>
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    <item>
      <title><![CDATA[What is the Hedge Fund Selection Process?]]></title>
      <link>http://www.gobankingrates.com/investments/hedge-fund-selection-process/</link>
      <description><![CDATA[Learn more about how investors should approach the hedge fund selection process.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:02:44 -0600</pubDate>
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    <item>
      <title><![CDATA[Benefits of a 401k Rollover]]></title>
      <link>http://www.gobankingrates.com/retirement/401k/benefits-401k-rollover/</link>
      <description><![CDATA[Learn more about the benefits of a 401k rollover, like no taxes on your accumulated savings.]]></description>
      <pubDate>Mon, 02 Nov 2009 15:59:43 -0600</pubDate>
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    <item>
      <title><![CDATA[Understanding Online Trading Strategies]]></title>
      <link>http://www.gobankingrates.com/investments/understanding-online-trading-strategies/</link>
      <description><![CDATA[Learn more basic strategies of online trading for the benefit of your profits.]]></description>
      <pubDate>Mon, 02 Nov 2009 15:56:22 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA["Kiddie Tax" Laws: Not Just For Kids]]></title>
      <link>http://www.gobankingrates.com/savings-account/kiddie-tax-laws-not-just-for-kids/</link>
      <description><![CDATA[If you, or a generous relative, has set up a trust or other interest-bearing account for your minor child, you may be facing some unique problems related to unearned income when tax time comes around. How do you report your child's interest income? Should you file a return on behalf of your minor child, or do you report the interest as your own income and save yourself the trouble of filing two returns?]]></description>
      <pubDate>Sat, 31 Oct 2009 10:08:33 -0500</pubDate>
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      <title><![CDATA[New Tax Exemption? Congratulations!]]></title>
      <link>http://www.gobankingrates.com/savings-account/new-tax-exemption-congratulations/</link>
      <description><![CDATA[Learn more about new tax exemption laws you may be qualified for if you've just had a new baby.]]></description>
      <pubDate>Fri, 30 Oct 2009 10:06:45 -0500</pubDate>
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    <item>
      <title><![CDATA[Mortgage Demand Drops Again ... Why?]]></title>
      <link>http://www.gobankingrates.com/mortgage-rates/mortgage-demand-drops-again-why/</link>
      <description><![CDATA[Seasonally-adjusted mortgage applications dropped 12.3 percent in the week ending Oct. 23, 2009 from the week prior while refinancing applications dropped 16.2 percent, according to the Mortgage Bankers Association (MBA). These numbers have dropped for several weeks - right alongside mortgage interest rates (30-year fixed mortgages are roughly 5.03 percent). This makes you wonder why the demand for homes is dropping if the interest rates are so attractive.]]></description>
      <pubDate>Fri, 30 Oct 2009 07:00:57 -0500</pubDate>
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