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    <title><![CDATA[Go Banking Rates: Savings Account]]></title>
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    <description><![CDATA[The latest savings account information, rates and news]]></description>
    <pubDate>Sat, 07 Nov 2009 07:53:30 -0600</pubDate>
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      <title><![CDATA[SFGI Direct May Stop Accepting Applications for the Savings Account on Nov. 6th]]></title>
      <link>http://www.gobankingrates.com/savings-account/sfgi-direct-may-stop-accept-applications-for-savings-account-on-nov-6th/</link>
      <description><![CDATA[A new message on the SFGI Direct website suggests that it will no longer accept new applications starting Nov. 6, 2009. The message says that it will remove the "Apply Now" button from its site on that day.]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:40 -0600</pubDate>
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    <item>
      <title><![CDATA[SmartSavings Direct Rate Lowers to 1.55% APY  Bank of American Fork in Utah]]></title>
      <link>http://www.gobankingrates.com/savings-account/smartsavings-direct-rate-lowers-to-155-apy-bank-of-american-fork-in-utah/</link>
      <description><![CDATA[Bank of American Fork has lowered its SmartSavings Direct top tier rate to 1.55% APY. The previous rate was 1.60%. ]]></description>
      <pubDate>Thu, 05 Nov 2009 09:33:05 -0600</pubDate>
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    <item>
      <title><![CDATA[Danversbank in Massachusetts Offers 1.50% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/danversbank-in-massachusetts-offers-150-apy-high-yield-savings-account/</link>
      <description><![CDATA[If you're looking for a reasonable savings rate, Danversbank is offering 1.50% APY on the DBK Online Savings Account. ]]></description>
      <pubDate>Wed, 04 Nov 2009 09:41:28 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Keys to Financial Success in Your Early 20s]]></title>
      <link>http://www.gobankingrates.com/savings-account/keys-to-financial-success-in-your-early-20s/</link>
      <description><![CDATA[
(Photo by Phoney Nickle at flickr)
When you are in your early 20s, the idea of financial planning may seem overwhelming, even impossible.
Chances are, you are working at an entry-level job and struggling to make even your basic expenses, such as grocerie...]]></description>
      <pubDate>Tue, 03 Nov 2009 11:34:04 -0600</pubDate>
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    <item>
      <title><![CDATA[Money Manager Savings 2.40% Top Rate  First Financial Federal Credit Union of Maryland]]></title>
      <link>http://www.gobankingrates.com/savings-account/money-manager-savings-240-top-rate-first-financial-federal-credit-union-of-maryland/</link>
      <description><![CDATA[First Financial Federal Credit Union is offering an impressive list of tiers for its Money Manager Savings Account. T]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:06 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Commonwealth Credit Union Offers Competitive 1.30% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/commonwealth-credit-union-offers-competitive-130-apy-high-yield-savings-account/</link>
      <description><![CDATA[Kentucky residents can benefit from a reasonable 1.30% APY high yield savings account on the highest tier from Commonwealth Credit Union.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:54:36 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA["Kiddie Tax" Laws: Not Just For Kids]]></title>
      <link>http://www.gobankingrates.com/savings-account/kiddie-tax-laws-not-just-for-kids/</link>
      <description><![CDATA[If you, or a generous relative, has set up a trust or other interest-bearing account for your minor child, you may be facing some unique problems related to unearned income when tax time comes around. How do you report your child's interest income? Should you file a return on behalf of your minor child, or do you report the interest as your own income and save yourself the trouble of filing two returns?]]></description>
      <pubDate>Sat, 31 Oct 2009 10:08:33 -0500</pubDate>
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    <item>
      <title><![CDATA[New Tax Exemption? Congratulations!]]></title>
      <link>http://www.gobankingrates.com/savings-account/new-tax-exemption-congratulations/</link>
      <description><![CDATA[Learn more about new tax exemption laws you may be qualified for if you've just had a new baby.]]></description>
      <pubDate>Fri, 30 Oct 2009 10:06:45 -0500</pubDate>
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    <item>
      <title><![CDATA[Beacon Credit Union in Indiana Offers Competitive 1.65% APY Savings Plus Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/beacon-credit-union-in-indiana-offers-competitive-165-apy-savings-plus-account/</link>
      <description><![CDATA[It's not easy to find a competitive savings rate nowadays, which is why the 1.65% APY Savings Plus Account from Beacon Credit Union is pretty impressive.sa]]></description>
      <pubDate>Fri, 30 Oct 2009 07:00:30 -0500</pubDate>
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    <item>
      <title><![CDATA[E-Loan Savings Account Lowers to 1.50% APY ]]></title>
      <link>http://www.gobankingrates.com/savings-account/e-loan-savings-account-lowers-to-150-apy/</link>
      <description><![CDATA[The online bank, E-Loan, has lowered its Savings Plus top tier rate to 1.50% APY for balances of $100,000 or more. Our last reported rate was 1.71% APY. ]]></description>
      <pubDate>Thu, 29 Oct 2009 10:48:52 -0500</pubDate>
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      <title><![CDATA[Death of a Dependent]]></title>
      <link>http://www.gobankingrates.com/savings-account/death-of-a-dependent/</link>
      <description><![CDATA[Each personal exemption you are able to claim on your yearly tax return is the equivalent of roughly $3400. Children, parents, spouses and other qualifying dependents can allow you to adjust your withholding considerably. If one of your family members passes away over the course of a year, the tax deduction associated with your loved one is probably the last thing on your mind. However, there are several things you will need to consider about your federal income tax when you are confronted with the death of a dependent family member.]]></description>
      <pubDate>Thu, 29 Oct 2009 10:15:52 -0500</pubDate>
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    <item>
      <title><![CDATA[Taking the Standard Deduction For Minor Children]]></title>
      <link>http://www.gobankingrates.com/savings-account/taking-the-standard-deduction-for-minor-children/</link>
      <description><![CDATA[Learn more about making standard tax deductions for your children.]]></description>
      <pubDate>Thu, 29 Oct 2009 10:03:02 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Competitive 1.75% APY Savings Rate from First National Community Bank in Florida]]></title>
      <link>http://www.gobankingrates.com/savings-account/competitive-175-apy-savings-rate-from-first-national-community-bank-in-florida/</link>
      <description><![CDATA[First National Community Bank (FNCB) is offering a highly competitive 1.75% APY on its Maximum Earnings Savings Account. ]]></description>
      <pubDate>Wed, 28 Oct 2009 13:21:12 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Flex Your Financial Muscle With a Dependent Care Flexible Spending Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/flex-your-financial-muscle-with-a-dependent-care-flexible-spending-account/</link>
      <description><![CDATA[With your new child, you'll be taking on new responsibilities  and new expenses. One way Uncle Sam can help you meet those new expenses is through your tax-free employer-sponsored flexible spending account. ]]></description>
      <pubDate>Wed, 28 Oct 2009 10:14:13 -0500</pubDate>
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    <item>
      <title><![CDATA[Loyalty Savings Account Offers 2.00% APY  Unity Bank ]]></title>
      <link>http://www.gobankingrates.com/savings-account/loyalty-savings-account-offers-200-apy-unity-bank/</link>
      <description><![CDATA[New Jersey and Pennsylvania residents are being offered a reasonable 2.00% APY with the Loyalty Savings Account at Unity Bank. ]]></description>
      <pubDate>Tue, 27 Oct 2009 08:28:58 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Budgeting for Prom and Other Large Expenses]]></title>
      <link>http://www.gobankingrates.com/savings-account/budgeting-for-prom-and-other-large-expenses/</link>
      <description><![CDATA[If you're a parent who remembers the "magic" of senior prom as involving a corsage, a decorated gym and some surf and turf at Red Lobster, the 21st century prom date may come as something of a surprise to you. But these days, your high school student's prom has become a much more sophisticated affair - and a more expensive one. It will probably take place in a hotel ballroom, and some of the expectations your child may have could include a limousine rental, hotel room reservations, and even a group breakfast at a local diner. Add in the costs of preparation, such as getting makeup and hair done, tuxedo rentals, formal dress purchases and even tanning sessions, and your teenager's prom can end up costing from a few hundred dollars to even a thousand.]]></description>
      <pubDate>Mon, 26 Oct 2009 09:52:27 -0500</pubDate>
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    <item>
      <title><![CDATA[1.65% APY Savings Rate at Hanscom Federal Credit Union]]></title>
      <link>http://www.gobankingrates.com/savings-account/165-apy-savings-rate-at-hanscom-federal-credit-union/</link>
      <description><![CDATA[Hanscom Federal Credit Union in both Massachusetts and Virginia is offering a competitive 1.65% APY on balances of $25,000 or more on its Higher-Yield Savings Account Rate. ]]></description>
      <pubDate>Mon, 26 Oct 2009 09:03:00 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[1.90% APY Savings Rate from Granite State Credit Union Bank in New Hampshire]]></title>
      <link>http://www.gobankingrates.com/savings-account/190-apy-savings-rate-from-granite-state-credit-union-bank-in-new-hampshire/</link>
      <description><![CDATA[Granite State Credit Union is offering a competitive 1.90% APY on the Advantage Plus Savings Account. The minimum balance to open account and earn this interest rate is $50,000. ]]></description>
      <pubDate>Fri, 23 Oct 2009 09:21:13 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Don't Blow Your Budget ]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-dont-blow-your-budget/</link>
      <description><![CDATA[Learn more about how you can plan better so that you don't blow your budget while you're young and without children.]]></description>
      <pubDate>Fri, 23 Oct 2009 09:17:57 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Planning for the Next Step]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-planning-for-the-next-step/</link>
      <description><![CDATA[Learn more about planning your finances for the next big steps in your life, such as buying a home or having children.]]></description>
      <pubDate>Thu, 22 Oct 2009 09:15:13 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Special 2.75% APY Savings Account at North Middlesex Savings Bank in Massachusetts]]></title>
      <link>http://www.gobankingrates.com/savings-account/special-275-apy-savings-account-at-north-middlesex-savings-bank-in-massachusetts/</link>
      <description><![CDATA[We've seen checking accounts that reward for online banking; however, North Middlesex Savings Bank is offering a savings account with a high-yield 2.75% APY that rewards for traditional banking.]]></description>
      <pubDate>Thu, 22 Oct 2009 07:00:39 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Expenses You'll Have to Consider]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-expenses-youll-have-to-consider/</link>
      <description><![CDATA[Learn more about the expenses you'll have to consider when planning out your budget.]]></description>
      <pubDate>Wed, 21 Oct 2009 09:12:57 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[2.15% APY Online Savings Account at Stock Yards Bank]]></title>
      <link>http://www.gobankingrates.com/savings-account/215-apy-online-savings-account-at-stock-yards-bank/</link>
      <description><![CDATA[Stock Yards Bank and Trust is targeting parts of Ohio and Indiana for its 2.15% APY on the eSavings Account.]]></description>
      <pubDate>Wed, 21 Oct 2009 07:00:30 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[How to Tell if Your Friends are Broke]]></title>
      <link>http://www.gobankingrates.com/savings-account/how-to-tell-if-your-friends-are-broke/</link>
      <description><![CDATA[Everyone has been affected by the recession and chances are people, including your friends, are hurting worse that you think.  You just have to take a closer look at the subtle hints.  Find out what your friends are really saying with that IM:
 Translatio...]]></description>
      <pubDate>Wed, 21 Oct 2009 04:05:54 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Budgeting for Baby Supplies and Expenses that You're Not Used To]]></title>
      <link>http://www.gobankingrates.com/savings-account/budgeting-for-supplies-and-expenses-that-youre-not-used-to/</link>
      <description><![CDATA[When having a baby, most couples don't realize that there will be many additional expenses that you're just won't be able to prepare for.]]></description>
      <pubDate>Tue, 20 Oct 2009 09:41:49 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Going Back to School]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-going-back-to-school/</link>
      <description><![CDATA[Learn more about the steps you should take when considering going back to school for a higher degree.]]></description>
      <pubDate>Tue, 20 Oct 2009 09:07:25 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[e.Savings Account Rate at Peoples Bank in North Carolina Lowers to 1.81% APY]]></title>
      <link>http://www.gobankingrates.com/savings-account/esavings-account-rate-at-peoples-bank-in-north-carolina-lowers-to-181-apy/</link>
      <description><![CDATA[Peoples Bank has followed suit with many other banks around the country to lower its e.Savings Account rate to 1.81% APY from its more reasonable 2.02% rate. ]]></description>
      <pubDate>Tue, 20 Oct 2009 07:00:20 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Making Room for Baby: Savings Tips for Creating a Nursery]]></title>
      <link>http://www.gobankingrates.com/savings-account/making-room-for-baby-do-you-need-a-room-remodel-or-addition/</link>
      <description><![CDATA[Learn more about considering an additional room before your baby arrives.]]></description>
      <pubDate>Mon, 19 Oct 2009 09:36:14 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Careers Are Most Important]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-careers-are-most-important/</link>
      <description><![CDATA[Learn more about how you can use your career as a way to boost your savings and secure your financial future.]]></description>
      <pubDate>Mon, 19 Oct 2009 09:03:58 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[1.50% APY Savings Rate at Sandy Springs Direct]]></title>
      <link>http://www.gobankingrates.com/savings-account/150-apy-savings-rate-at-sandy-springs-direct/</link>
      <description><![CDATA[Sandy Springs Direct in Georgia is offering customers 1.50% APY on its My Free Savings Account as of October 16, 2009.]]></description>
      <pubDate>Mon, 19 Oct 2009 07:00:10 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Financial Lessons Courtesy of Jon and Kate]]></title>
      <link>http://www.gobankingrates.com/savings-account/financial-tips-from-jon-kate/</link>
      <description><![CDATA[
A lot can be learned from watching reality TV. Case in point: Jon and Kate from TLC's Jon and Kate Plus 8 and the financial mess that now exists as part of their very public split.
The young couple was once a united front in managing their complicated ho...]]></description>
      <pubDate>Mon, 19 Oct 2009 04:25:02 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Preparing for the Future]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-preparing-for-the-future/</link>
      <description><![CDATA[Learn more about how you can help your kids prepare for the future with long term and short term goals.]]></description>
      <pubDate>Sun, 18 Oct 2009 09:02:03 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Married / No Kids Series: Saving as a Couple - Common Goals]]></title>
      <link>http://www.gobankingrates.com/savings-account/married-no-kids-series-saving-as-a-couple-common-goals/</link>
      <description><![CDATA[Learn how you can start saving as a couple and create common goals for the benefit of your finances.]]></description>
      <pubDate>Sat, 17 Oct 2009 08:59:37 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Budgeting For Your Growing Family]]></title>
      <link>http://www.gobankingrates.com/savings-account/budgeting-for-your-growing-family/</link>
      <description><![CDATA[When you have kids, your family starts growing in more ways than one. As your children gets older, they will: outgrow their clothes and their bedroom sets, eat more food, and start requiring things like piano lessons, video game systems, etc. When this happens you'll find that your family budget starts ballooning as well. So how do you budget for your growing family?]]></description>
      <pubDate>Sat, 17 Oct 2009 07:00:05 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Colorado Federal Savings Bank - 1.70% APY Online Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/colorado-federal-savings-bank-170-apy-online-savings-account/</link>
      <description><![CDATA[Individuals in Colorado and other parts of the country can take advantage of a fair 1.70% APY with the Online Savings Account from Colorado Federal Savings Bank. ]]></description>
      <pubDate>Fri, 16 Oct 2009 08:22:21 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Our Best Halloween Cost-Saving Ideas]]></title>
      <link>http://www.gobankingrates.com/savings-account/halloween-cost-saving-ideas/</link>
      <description><![CDATA[Halloween has grown into a holiday that generates over $5 billion for retailers, venues, candy manufactures, liquor companies and the like. But with the economy still trying to stabilize, revelers are looking for ways to keep some more of that money in th...]]></description>
      <pubDate>Fri, 16 Oct 2009 06:56:07 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Halloween Costumes on a Budget]]></title>
      <link>http://www.gobankingrates.com/savings-account/halloween-costumes-on-a-budget/</link>
      <description><![CDATA[
Nearly everyone loves a good game of "dress up" and Halloween is the time where adults and children partake in the ritual gleefully. People having been don their fantasy garb and by the end of the night, it does not matter how much you spent on the exper...]]></description>
      <pubDate>Thu, 15 Oct 2009 08:24:18 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[1.75% APY Savings Rate from Clear Sky Accounts]]></title>
      <link>http://www.gobankingrates.com/savings-account/175-apy-savings-rate-from-clear-sky-accounts/</link>
      <description><![CDATA[Clear Sky Accounts, a new Internet bank offered by Chesapeake Bank, is advertising 1.75% APY on its Clear Sky Savings Balance Account. ]]></description>
      <pubDate>Thu, 15 Oct 2009 07:00:29 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[CNB Bank Direct High-Yield Savings Rate Drops to 1.70% APY]]></title>
      <link>http://www.gobankingrates.com/savings-account/cnb-bank-direct-high-yield-savings-rate-drops-to-170-apy/</link>
      <description><![CDATA[Another bank has lowered its savings account rates. This time, CNB Bank Direct has dropped its high-yield savings rate to 1.70% APY from 1.85% only a month ago.]]></description>
      <pubDate>Wed, 14 Oct 2009 07:00:53 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Halloween Decorating on a Budget]]></title>
      <link>http://www.gobankingrates.com/savings-account/halloween-decorating-on-a-budget/</link>
      <description><![CDATA[
Halloween is near and this holiday is a favorite for both children and adults. For countless years, many homes in suburban neighborhoods were set on competing for the title of "spookiest." Good spirited fun is still in swing in 2009, except that more peo...]]></description>
      <pubDate>Wed, 14 Oct 2009 04:29:45 -0500</pubDate>
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