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    <title><![CDATA[Go Banking Rates: Savings Account]]></title>
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    <description><![CDATA[The latest savings account information, rates and news]]></description>
    <pubDate>Fri, 20 Nov 2009 15:32:10 -0600</pubDate>
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      <title><![CDATA[1.50% APY Savings Interest Rate at Worthington Federal Bank]]></title>
      <link>http://www.gobankingrates.com/savings-account/150-apy-savings-interest-rate-at-worthington-federal-bank/</link>
      <description><![CDATA[Worthington Federal Bank in Alabama is offering a competitive 1.50% APY for the Extreme Savings Account.]]></description>
      <pubDate>Fri, 20 Nov 2009 10:24:28 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[10 Things You Can Do with Your Upcoming Bonus]]></title>
      <link>http://www.gobankingrates.com/savings-account/top-10-things-you-can-do-with-that-upcoming-bonus/</link>
      <description><![CDATA[
You've just received news that you'll actually be getting your year-end bonus check. Your first instinct is probably to run out and buy as much as you can as soon as you receive the check, but believe it or not, there are more responsible ways to handle ...]]></description>
      <pubDate>Thu, 19 Nov 2009 07:52:34 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Hosting Thanksgiving Dinner on a Budget]]></title>
      <link>http://www.gobankingrates.com/savings-account/thanksgiving-dinner-on-a-budget/</link>
      <description><![CDATA[
Although "eat, drink and be merry" may be your mantra this upcoming Thanksgiving, doing so on a budget is probably a mandate of the feast.
Even if you are greatly concerned about this expense, now is not the time to try less expensive or alternative fair...]]></description>
      <pubDate>Thu, 19 Nov 2009 07:10:01 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Online Savings Rate at Dollar Savings Direct Drops to 1.60% APY]]></title>
      <link>http://www.gobankingrates.com/savings-account/online-savings-rate-at-dollar-savings-direct-drops-to-160-apy/</link>
      <description><![CDATA[Dollar Savings Direct recently lowered its savings account rate to 1.60% APY. The rate was last reported at 1.70% APY.]]></description>
      <pubDate>Thu, 19 Nov 2009 07:00:03 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Workers' Credit Union Offers 1.40% APY Online Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/workers-credit-union-offers-140-apy-online-savings-account/</link>
      <description><![CDATA[Worker's Credit Union is offering a great 1.4% APY on their savings account. This rate is available for those living in the Massachusetts and New Hampshire area.]]></description>
      <pubDate>Wed, 18 Nov 2009 14:38:30 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Lake City Bank in Indiana Offers 2.01% APY Reward Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/lake-city-bank-in-indiana-offers-201-apy-reward-savings-account/</link>
      <description><![CDATA[Savings account rates don't come by too high these days, but Lake City Bank they're offering 2.01 APY on a rewards savings account.]]></description>
      <pubDate>Tue, 17 Nov 2009 10:00:05 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Our Guide to Planning for the Holidays]]></title>
      <link>http://www.gobankingrates.com/savings-account/planning-for-the-holidays/</link>
      <description><![CDATA[
From the day after Halloween until the new year kicks in, stores start changing over their merchandise, commercials promote the "must haves" for the season and from your local pharmacy to the biggest mass retailer, there is a battle for your hard earned ...]]></description>
      <pubDate>Mon, 16 Nov 2009 08:07:39 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How to Save on Your Holiday Shopping]]></title>
      <link>http://www.gobankingrates.com/savings-account/planning-for-the-holidays-tips-for-saving-on-gifts/</link>
      <description><![CDATA[
Thanksgiving through New Year's day marks the traditional American holiday season. For many, that time is stressful because of the expenses associated with the celebrations.If you are old enough to realize that Santa Claus is not real and it is up to you...]]></description>
      <pubDate>Mon, 16 Nov 2009 07:05:52 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Report Shows Americans Not Interested in Paying Down U.S. Debt]]></title>
      <link>http://www.gobankingrates.com/savings-account/report-shows-americans-not-interested-in-paying-down-us-debt/</link>
      <description><![CDATA[Recently, CNNMoney.com asked Americans if they would be interested in helping to pay down the national debt, and the answer seemed to be a resounding "No!" 
However, there is indeed a $12 trillion debt to pay down, and Uncle Sam is looking for Americans t...]]></description>
      <pubDate>Mon, 16 Nov 2009 04:17:41 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[ShoreBank's Online High Yield Savings Account Drops to 1.95% APY]]></title>
      <link>http://www.gobankingrates.com/savings-account/shorebanks-online-high-yield-savings-account-drops-to-195-apy/</link>
      <description><![CDATA[ShoreBank has lowered its Online High-Yield Savings Account rate to 1.95% APY from its previous rate of 2.15%. There are some definite perks to this account, even though the rate has dropped some (the rate is still very competitive, by the way).
Some cont...]]></description>
      <pubDate>Mon, 16 Nov 2009 04:15:26 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How to Travel Home on the Cheap]]></title>
      <link>http://www.gobankingrates.com/savings-account/going-ho-ho-home-for-the-holidays-tips-on-how-to-save-on-holiday-travel/</link>
      <description><![CDATA[
'Tis the season where visions of sugarplums dancing intertwine with the craving for your grandma's freshly baked apple pie. With the holidays fast approaching and the travel industry still reeling from economic woes, U.S. consumers are feeling the financ...]]></description>
      <pubDate>Fri, 13 Nov 2009 07:38:57 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Where are the Jobs? An Infographic]]></title>
      <link>http://www.gobankingrates.com/savings-account/where-are-the-jobs-an-infographic/</link>
      <description><![CDATA[The unemployment rate is hovering just below the double digit mark, despite all the reports of the recession being over and the economy turning around. People are still getting laid off and they're still having a hard time finding work.
Yet, there are tho...]]></description>
      <pubDate>Fri, 13 Nov 2009 07:13:23 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[How to Keep Your Holiday Meal Under Budget]]></title>
      <link>http://www.gobankingrates.com/savings-account/planning-for-the-holidays-the-price-of-foods-compared/</link>
      <description><![CDATA[
With unemployment rates at record highs and money not growing on trees, celebrating the holidays on a budget is the goal of most Americans.
One of the biggest expenses of holiday celebrations is the cost of food. Generally, the turkey isthe biggest expen...]]></description>
      <pubDate>Thu, 12 Nov 2009 07:54:49 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Ridgestone Bank in Wisconsin Offers 2.50% APY Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/ridgestone-bank-in-wisconsin-offers-250-apy-savings-account/</link>
      <description><![CDATA[The Momentum Savings Account at Ridgestone Bank is available at a very impressive 2.50% APY. This rate is very rare to see these days; even more so because it can be earned for as little as $2,500. Here is a breakdown of the account's rate tiers:

2.50% A...]]></description>
      <pubDate>Thu, 12 Nov 2009 07:39:49 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Parents Dropping Out of 529 College Savings Plan]]></title>
      <link>http://www.gobankingrates.com/investments/parents-dropping-out-of-529-college-savings-plan/</link>
      <description><![CDATA[The 529 college savings plan that many parents have taken advantage of for years have seen a significant decrease in participation in 2008 and 2009. This comes from Financial Research Corp., a Boston research firm that has been keeping track of the amount...]]></description>
      <pubDate>Thu, 12 Nov 2009 07:14:35 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Capital One Offers Updated Online Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/capital-one-offers-updated-online-savings-account/</link>
      <description><![CDATA[The new InterestPlus Online Savings Account offered by Capital One Direct Banking is presenting a competitive 1.70% APY top rate. Here are a few features of the account:

10% quarterly bonus on interest earned if you maintain a minimum average of $15,000 ...]]></description>
      <pubDate>Wed, 11 Nov 2009 15:10:56 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[More Employers Seeking Temporary Help]]></title>
      <link>http://www.gobankingrates.com/savings-account/more-employers-seeking-temporary-help/</link>
      <description><![CDATA[While companies are still letting employees go by the thousands and unemployment continues to increase, there is one bright spot on the job front: temporary employment.
According to recent information released by the Labor Department, temporary help servi...]]></description>
      <pubDate>Wed, 11 Nov 2009 08:32:04 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Members Advantage Credit Union Offers 1.66% APY Savings Rate]]></title>
      <link>http://www.gobankingrates.com/savings-account/members-advantage-credit-union-offers-166-apy-savings-rate/</link>
      <description><![CDATA[Indiana residents could benefit from a 1.66% APY for balances of $100,000 and over on the Advantage Savings Account from Members Advantage Credit Union. Here is a full list of the account's rate tiers:

1.66% APY - $100,000 and over
1.41% APY - $50,000 - ...]]></description>
      <pubDate>Wed, 11 Nov 2009 08:26:57 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Decorating for the Holidays on a Budget]]></title>
      <link>http://www.gobankingrates.com/savings-account/planning-for-the-holidays-best-holiday-savings-accounts/</link>
      <description><![CDATA[
There is nothing like celebrating the holidays with friends and family. When it comes down to it, it is the conversation, act of celebration and general merriment that makes this time of year most memorable.
Regardless of what your plans are for the big ...]]></description>
      <pubDate>Wed, 11 Nov 2009 07:34:56 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[What's Your Recession Spending Personality?]]></title>
      <link>http://www.gobankingrates.com/savings-account/whats-your-recession-spending-personality/</link>
      <description><![CDATA[This current economic downturn has forced everyone to put themselves and their spending behaviors under the microscope. No longer are the masses lumped into one large demographic category of "consumers."
With less money flowing through the economy and thr...]]></description>
      <pubDate>Tue, 10 Nov 2009 11:34:26 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[The Mint National Bank in Texas Offers 1.85% APY Savings Rate]]></title>
      <link>http://www.gobankingrates.com/savings-account/the-mint-national-bank-in-texas-offers-185-apy-savings-rate/</link>
      <description><![CDATA[The MonuMINT and ManageMINT savings accounts at The Mint National Bank comes with a number of competitive tiers, including 1.85% APY for balance accounts holding $10,000 - $49,999.99. ]]></description>
      <pubDate>Mon, 09 Nov 2009 07:41:20 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[SFGI Direct May Stop Accepting Applications for the Savings Account on Nov. 6th]]></title>
      <link>http://www.gobankingrates.com/savings-account/sfgi-direct-may-stop-accept-applications-for-savings-account-on-nov-6th/</link>
      <description><![CDATA[A new message on the SFGI Direct website suggests that it will no longer accept new applications starting Nov. 6, 2009. The message says that it will remove the "Apply Now" button from its site on that day.]]></description>
      <pubDate>Fri, 06 Nov 2009 07:00:40 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[SmartSavings Direct Rate Lowers to 1.55% APY  Bank of American Fork in Utah]]></title>
      <link>http://www.gobankingrates.com/savings-account/smartsavings-direct-rate-lowers-to-155-apy-bank-of-american-fork-in-utah/</link>
      <description><![CDATA[Bank of American Fork has lowered its SmartSavings Direct top tier rate to 1.55% APY. The previous rate was 1.60%. ]]></description>
      <pubDate>Thu, 05 Nov 2009 09:33:05 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Text Messages in Developing Countries Boost Savings  Could it Work in the U.S.?]]></title>
      <link>http://www.gobankingrates.com/savings-account/text-messages-in-developing-countries-boosts-savings-could-it-work-in-the-us/</link>
      <description><![CDATA[A new study has found that sending people cellphone reminders via text messaging has helped increase savings balances by 6 percent. The study was conducted at Dartmouth University and looked at the difference it made to be reminded that you need to save your money.]]></description>
      <pubDate>Thu, 05 Nov 2009 07:00:58 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Danversbank in Massachusetts Offers 1.50% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/danversbank-in-massachusetts-offers-150-apy-high-yield-savings-account/</link>
      <description><![CDATA[If you're looking for a reasonable savings rate, Danversbank is offering 1.50% APY on the DBK Online Savings Account. ]]></description>
      <pubDate>Wed, 04 Nov 2009 09:41:28 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Keys to Financial Success in Your Early 20s]]></title>
      <link>http://www.gobankingrates.com/savings-account/keys-to-financial-success-in-your-early-20s/</link>
      <description><![CDATA[
(Photo by Phoney Nickle at flickr)
When you are in your early 20s, the idea of financial planning may seem overwhelming, even impossible.
Chances are, you are working at an entry-level job and struggling to make even your basic expenses, such as grocerie...]]></description>
      <pubDate>Tue, 03 Nov 2009 11:34:04 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Money Manager Savings 2.40% Top Rate  First Financial Federal Credit Union of Maryland]]></title>
      <link>http://www.gobankingrates.com/savings-account/money-manager-savings-240-top-rate-first-financial-federal-credit-union-of-maryland/</link>
      <description><![CDATA[First Financial Federal Credit Union is offering an impressive list of tiers for its Money Manager Savings Account. T]]></description>
      <pubDate>Tue, 03 Nov 2009 07:00:06 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA[Commonwealth Credit Union Offers Competitive 1.30% APY High-Yield Savings Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/commonwealth-credit-union-offers-competitive-130-apy-high-yield-savings-account/</link>
      <description><![CDATA[Kentucky residents can benefit from a reasonable 1.30% APY high yield savings account on the highest tier from Commonwealth Credit Union.]]></description>
      <pubDate>Mon, 02 Nov 2009 16:54:36 -0600</pubDate>
    </item>
    <item>
      <title><![CDATA["Kiddie Tax" Laws: Not Just For Kids]]></title>
      <link>http://www.gobankingrates.com/savings-account/kiddie-tax-laws-not-just-for-kids/</link>
      <description><![CDATA[If you, or a generous relative, has set up a trust or other interest-bearing account for your minor child, you may be facing some unique problems related to unearned income when tax time comes around. How do you report your child's interest income? Should you file a return on behalf of your minor child, or do you report the interest as your own income and save yourself the trouble of filing two returns?]]></description>
      <pubDate>Sat, 31 Oct 2009 10:08:33 -0500</pubDate>
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    <item>
      <title><![CDATA[New Tax Exemption? Congratulations!]]></title>
      <link>http://www.gobankingrates.com/savings-account/new-tax-exemption-congratulations/</link>
      <description><![CDATA[Learn more about new tax exemption laws you may be qualified for if you've just had a new baby.]]></description>
      <pubDate>Fri, 30 Oct 2009 10:06:45 -0500</pubDate>
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    <item>
      <title><![CDATA[Beacon Credit Union in Indiana Offers Competitive 1.65% APY Savings Plus Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/beacon-credit-union-in-indiana-offers-competitive-165-apy-savings-plus-account/</link>
      <description><![CDATA[It's not easy to find a competitive savings rate nowadays, which is why the 1.65% APY Savings Plus Account from Beacon Credit Union is pretty impressive.sa]]></description>
      <pubDate>Fri, 30 Oct 2009 07:00:30 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[E-Loan Savings Account Lowers to 1.50% APY ]]></title>
      <link>http://www.gobankingrates.com/savings-account/e-loan-savings-account-lowers-to-150-apy/</link>
      <description><![CDATA[The online bank, E-Loan, has lowered its Savings Plus top tier rate to 1.50% APY for balances of $100,000 or more. Our last reported rate was 1.71% APY. ]]></description>
      <pubDate>Thu, 29 Oct 2009 10:48:52 -0500</pubDate>
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    <item>
      <title><![CDATA[Death of a Dependent]]></title>
      <link>http://www.gobankingrates.com/savings-account/death-of-a-dependent/</link>
      <description><![CDATA[Each personal exemption you are able to claim on your yearly tax return is the equivalent of roughly $3400. Children, parents, spouses and other qualifying dependents can allow you to adjust your withholding considerably. If one of your family members passes away over the course of a year, the tax deduction associated with your loved one is probably the last thing on your mind. However, there are several things you will need to consider about your federal income tax when you are confronted with the death of a dependent family member.]]></description>
      <pubDate>Thu, 29 Oct 2009 10:15:52 -0500</pubDate>
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    <item>
      <title><![CDATA[Taking the Standard Deduction For Minor Children]]></title>
      <link>http://www.gobankingrates.com/savings-account/taking-the-standard-deduction-for-minor-children/</link>
      <description><![CDATA[Learn more about making standard tax deductions for your children.]]></description>
      <pubDate>Thu, 29 Oct 2009 10:03:02 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Competitive 1.75% APY Savings Rate from First National Community Bank in Florida]]></title>
      <link>http://www.gobankingrates.com/savings-account/competitive-175-apy-savings-rate-from-first-national-community-bank-in-florida/</link>
      <description><![CDATA[First National Community Bank (FNCB) is offering a highly competitive 1.75% APY on its Maximum Earnings Savings Account. ]]></description>
      <pubDate>Wed, 28 Oct 2009 13:21:12 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Flex Your Financial Muscle With a Dependent Care Flexible Spending Account]]></title>
      <link>http://www.gobankingrates.com/savings-account/flex-your-financial-muscle-with-a-dependent-care-flexible-spending-account/</link>
      <description><![CDATA[With your new child, you'll be taking on new responsibilities  and new expenses. One way Uncle Sam can help you meet those new expenses is through your tax-free employer-sponsored flexible spending account. ]]></description>
      <pubDate>Wed, 28 Oct 2009 10:14:13 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Loyalty Savings Account Offers 2.00% APY  Unity Bank ]]></title>
      <link>http://www.gobankingrates.com/savings-account/loyalty-savings-account-offers-200-apy-unity-bank/</link>
      <description><![CDATA[New Jersey and Pennsylvania residents are being offered a reasonable 2.00% APY with the Loyalty Savings Account at Unity Bank. ]]></description>
      <pubDate>Tue, 27 Oct 2009 08:28:58 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[Budgeting for Prom and Other Large Expenses]]></title>
      <link>http://www.gobankingrates.com/savings-account/budgeting-for-prom-and-other-large-expenses/</link>
      <description><![CDATA[If you're a parent who remembers the "magic" of senior prom as involving a corsage, a decorated gym and some surf and turf at Red Lobster, the 21st century prom date may come as something of a surprise to you. But these days, your high school student's prom has become a much more sophisticated affair - and a more expensive one. It will probably take place in a hotel ballroom, and some of the expectations your child may have could include a limousine rental, hotel room reservations, and even a group breakfast at a local diner. Add in the costs of preparation, such as getting makeup and hair done, tuxedo rentals, formal dress purchases and even tanning sessions, and your teenager's prom can end up costing from a few hundred dollars to even a thousand.]]></description>
      <pubDate>Mon, 26 Oct 2009 09:52:27 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[1.65% APY Savings Rate at Hanscom Federal Credit Union]]></title>
      <link>http://www.gobankingrates.com/savings-account/165-apy-savings-rate-at-hanscom-federal-credit-union/</link>
      <description><![CDATA[Hanscom Federal Credit Union in both Massachusetts and Virginia is offering a competitive 1.65% APY on balances of $25,000 or more on its Higher-Yield Savings Account Rate. ]]></description>
      <pubDate>Mon, 26 Oct 2009 09:03:00 -0500</pubDate>
    </item>
    <item>
      <title><![CDATA[1.90% APY Savings Rate from Granite State Credit Union Bank in New Hampshire]]></title>
      <link>http://www.gobankingrates.com/savings-account/190-apy-savings-rate-from-granite-state-credit-union-bank-in-new-hampshire/</link>
      <description><![CDATA[Granite State Credit Union is offering a competitive 1.90% APY on the Advantage Plus Savings Account. The minimum balance to open account and earn this interest rate is $50,000. ]]></description>
      <pubDate>Fri, 23 Oct 2009 09:21:13 -0500</pubDate>
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